In everything we do, we aim to be:
Cash Train is a trading name of PAID International Ltd – a leading online payday loans provider. Established in 2009, we've been providing payday loans to 1000's of Australians just like you every month. We believe strongly in responsible lending – not only in accordance with the National Consumer Credit Protection Act (2009) but because it makes good sense for us, and for you.
Our management team have been involved in online short term loans since 2003 and have over 60 years of consumer credit experience between them.
Responsible lending means that – when we assess your application for an online payday loan – we keep two things above all in mind – whether can you afford the loan without additional difficulties and if a payday loan will be the best product for you.
We’re the only online payday lender we know who actively promotes a 24 hour guarantee. This means, if you decide a payday loan is not the right fit for you and we’ve already given you the money, you can advise us within 24 hours and repay the amount we lent you in the first place when you let us know.
Cash Train (PAID International Ltd) is fully regulated and governed by the National Consumer Credit Protection Act (2009), the Privacy Act (1998) and all other applicable laws. PAID International Ltd is registered with ASIC as an Australian Credit Licence Holder, Licence Number 390999.
We are members of the Credit Ombudsman Service (COSL), Member Number M0003668 and adhere to their complaints process. We are also members of the two main industry bodies aiming to set the highest standards in short term lending – the National Financial Services Federation (NFSF) and the Financiers’ Association of Australia (FAA).
Our registered office address is 80 Bulwer Street, Leederville, WA 6007, Australia
Our ABN: is 96 137 044 949
We also suggest you read: