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We are conscious world events are causing stress within the community and for many of our customers. We are grateful we can continue to provide Financial Solutions and Emergency Cash to you when needed.
$ 200
Fast Cash Loans $ 200 - $ 2000
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Repay x10

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Fast Cash Loans - Just The Ticket For the Holidays!

Cash Train Offers Fast Loans to Working Australians Everywhere - Jump on The Cash Train Today!

Are you out of pocket due to the holidays? Overspent in the sales? Did something unplanned crop up? An emergency? If you need a little help getting through to your next payday, jump on the Cash Train, the short term lender of choice for thousands of Australians just like you.

Cash Loans Direct from The Lender Straight to Your Bank Account!

Cash Train is just the ticket for short term cash flow issues. You may just need a little extra cash to help out with food shopping, unexpected bills or to pay for fixing an appliance or even your car. Perhaps you have forgotten or not planned for an important anniversary or some other celebration? When you need emergency cash, we have made it as simple as possible to get the money into your account with a quick application online.

Your loan with Cash Train can be repaid over 10 weeks or 3 months, making the repayments more affordable and giving you more time to get back on track. Other options such as payday loans generally need to be repaid on your next payday or within one month, which may make the repayments more difficult.

Get an Express Loan from $200 to $2000 Fast!

If you're over 18, employed and an Australian resident, you can apply now and get an online offer* within minutes.

Apply Now

We could lend you from $200 to $2000 with your fast cash loan deposited direct to your bank account. Funding and approval times depend on how quickly we receive the information we need to make our lending decision. After cash has been deposited, it may take anywhere between a few hours** and 3 business days depending on who you bank with.

So how do you get access to fast cash from Cash Train? It's simple. Our easy online application form takes just minutes to complete. It gives us most of the information we need to give you a quick conditional loan offer* online. You can sign your contract while you're still online, so it's really convenient and you don't have to go to any store or even leave your home or office!

Apply in Minutes for Your Fast Cash Loan

Once you've signed your short term loan contract, we'll make a few checks to verify your details. If you are a new customer, we will need to see your most recent 90 days banking transactions. The easiest way to do this is to use the secure online link through our trusted partner, Proviso, that we will send you when you apply. In most cases we can confirm your identity online but in rare situatins we may need you to provide a copy of your ID, but we'll let you know if we need it as we aim to make the whole online loan process hassle free.

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After all your details have been confirmed we will contact you to let you know your cash loan has been approved. We'll then transfer the money to your account on the same** or next business day!

Learn more about how it works, visit our loan costs or FAQ pages or get started and apply online right away.

Cash Train is a Lender You Can Trust!

Cash Train is a trading name of one of Australia's leading cash lenders, Online Loans Pty Ltd so if we can help, you'll be dealing directly with us, not some third party. Borrowing money in an emergency is stressful enough, so we have made the whole process as clear and easy to follow as possible - with no hidden costs! Check out our how it works or loan costs pages which go into a lot of detail so you know exactly what will happen and when and how much you will need to repay. As a responsible lender, we won't lend to anyone who we believe would be unable to repay their loan or if it would cause them any further problems. We are also here to help, so if your situation changes and you think you may have problems repaying your loan, we are available to help out and to take your calls.

If you are considering borrowing from us to help repay your existing loans, or already have several payday loans outstanding, then please don't apply as we will be unable to help in these situations.

Example Loan Costs

The minimum and maximum loan term is 10 weeks or 3 months, depending on your payment frequency
Borrow Costs Repay
$500 $160 $660
$1000 $320 $1320
$1500 $480 $1980
$2000 $640 $2640

Important Information Summary

A quick summary of key information, so you can make decisions with confidence!

As Responsible Lenders, Cash Train feels you should have as much information at your fingertips before making the decision to apply.
With this in mind, here's a quick summary of key information and links to more detail:

Things You May Want To Know Information Summary
How to Contact Us
Call Us
08 9420 1480
Write to Us
4/25 Prowse Street, West Perth, WA 6005
Further Details
How We Are Regulated
Cash Train is a trading name of Online Loans Pty Ltd which holds an Australian Credit Licence, licence number 389 189 and is regulated by ASIC. Online Loans Pty Ltd is also a member of the Australian Financial Complaints Authority which can assist in any disputes that we are unable to resolve with you in the first instance.
Further Details: About Us
How We Secure Your Data
Any information you enter on this site or in our application form is fully encrypted using the latest 128 bit SSL security. All data is captured and used according to the National Privacy Principles set out under the Privacy Act 1988 and used for the purpose of making a lending decision or offering a more suitable choice of product
Further Details: Privacy Policy Application Form
That We Are Responsible Lenders When the concept of "responsible lending" was introduced by the National Consumer Credit Protection Act 2009, it wasn't new to us. For us, responsible lending - such as making sure you can afford to repay the loan and that it helps you out as a short term fix, not a long term debt - has always been key to the way we work. In fact, we do more than the Act requires and are one of the only short term lenders we know who offer a 24 hour "No Worries" Guarantee - if you change your mind and return the cash within 24 hours, there's nothing extra to pay
How Much it Costs
Our loan costs are the same for all states. We charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee over ten weeks or three months.
Further Details: Loan Costs
What Happens if You Have Problems Making Your Repayments We understand that people do, with all the best intent in the world, have problems meeting their repayments. The key thing is that you speak with us and let us know what the problem is. If this is the case, we will work with you to help you meet your obligations without additional financial stress. If you do miss a payment a $25.00 failed payment fee may apply. If you choose to ignore your obligations and refuse to either make a payment or discuss the issue with us we have the right to take further action which could include registering a default on your credit file, passing your information to a specialist debt collection agency and/or legal action.
If You Can Renew Your Loan with Us
A Cash Train loan is a short term solution and not one intended to last more than a few weeks. We do not offer renewals. Once you have repaid a loan in full and in a timely manner, we will normally be able to assist you with further loans when required. As responsible lenders, we will continue to assess your circumstances for future loans.

100% Privacy Policy-Site

We understand the importance of knowing your personal information is protected. This site is 128-bit SSL secured, meaning all data going to and from this site via our application form is fully encrypted.

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