Fast Cash Loans with Cash Train

We are conscious that world events are causing stress within the community and for many of our customers. We are grateful that we can continue to provide Financial Solutions and Emergency Cash to you when needed. We welcome you to call us, apply online or visit your local Branch as you normally would.

Cash Loans up to $2,000*

Cash Loans
up to $2,000*

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  • Emergency Cash
  • Centrelink
  • Cash Paid Fast
Apply Now

Personal Loans up to $10,000*

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  • Any Purpose Considered
  • Cash Paid Fast
  • Bad Credit Considered
Apply Now

* Subject to verification, suitability and affordability

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Fast Cash Loans - Just The Ticket For Unexpected Expenses

Cash Train Offers Fast Loans to Australians Everywhere - Jump on The Cash Train Today!

Are you out of pocket? Did something unplanned crop up? An emergency? If you need a little help getting through jump on the Cash Train, the short term lender of choice for thousands of Australians just like you.

Cash Loans Direct from The Lender Straight to Your Bank Account!

Cash Train is just the ticket for short term cash flow issues. You may just need a little extra cash to help out with unexpected bills or to pay for fixing an appliance or even your car. Perhaps you have forgotten or not planned for an important anniversary or some other celebration? When you need emergency cash, we have made it as simple as possible to collect cash from your local Branch or have it paid into your account with a quick application online Or visit to your local branch.

By providing responsible assistance and financial inclusion for those in need, we remain committed to providing help to alleviate some of those unexpected expenses when they arise.

Get an Express Loan from $50 to $10,000 Fast!

If you're over 18, and an Australian resident, you can apply now and get an online offer* within minutes.

We could lend you from $50 to $10,000 with your fast cash loan deposited direct to your bank account or collect cash from your local Branch. Funding and approval times depend on how quickly we receive the information we need to make our lending decision. After cash has been deposited, it may take anywhere between a few hours** and 3 business days depending on who you bank with to appear in your account.

So how do you get access to fast cash from Cash Train? It's simple. Our easy online application form takes just minutes to complete. It gives us most of the information we need to give you a quick conditional loan offer* online Or visit to your local branch . Whether you apply online or in branch, we make it simple, easy and fast!

Apply Online in Minutes for Your Fast Cash Loan

Once you've signed your short term loan contract, we'll make a few checks to verify your details. If you are a new customer, we will need to see your most recent 90 days banking transactions. The easiest way to do this is to use the secure online link through our trusted partner, Proviso, that we will send you when you apply. In most cases we can confirm your identity online but in rare situatins we may need you to provide a copy of your ID, but we'll let you know if we need it as we aim to make the whole online loan process hassle free.

Cash Loan
$50 - $2,000

After all your details have been confirmed we will contact you to let you know your cash loan has been approved. We'll then transfer the money to your account on the same** or next business day!

Learn more about how it works, visit our loan costs or FAQ pages or get started and apply online right away.

Cash Train is a Lender You Can Trust!

Cash Train is a trading name of one of Australia's leading cash lenders, Online Loans Pty Ltd so if we can help, you'll be dealing directly with us, not some third party. Borrowing money in an emergency is stressful enough, so we have made the whole process as clear and easy to follow as possible - with no hidden costs! Check out our how it works or loan costs pages which go into a lot of detail so you know exactly what will happen and when and how much you will need to repay. As a responsible lender, we won't lend to anyone who we believe would be unable to repay their loan or if it would cause them any further problems. We are also here to help, so if your situation changes and you think you may have problems repaying your loan, we are available to help out and to take your calls.

Important Information Summary

A quick summary of key information, so you can make decisions with confidence!

As Responsible Lenders, Cash Train feels you should have as much information at your fingertips before making the decision to apply.
With this in mind, here's a quick summary of key information and links to more detail:

Things You May Want To Know Information Summary
How to Contact Us
Call Us
08 9420 1480
1300 034 626
Further Details
How We Are Regulated
Cash Train is a trading name of Online Loans Pty Ltd which holds an Australian Credit Licence, number 389 189 and is regulated by ASIC. Online Loans Pty Ltd is also a member of the Australian Financial Complaints Authority which can assist in any disputes that we are unable to resolve with you in the first instance.
Further Details: About Us
How We Secure Your Data
Any information you enter on this site or in our application form is fully encrypted using the latest 128 bit SSL security. All data is captured and used according to the National Privacy Principles set out under the Privacy Act 1988 and used for the purpose of making a lending decision or offering a more suitable choice of product
Further Details: Privacy Policy Application Form
That We Are Responsible Lenders When the concept of "responsible lending" was introduced by the National Consumer Credit Protection Act 2009, it wasn't new to us. For us, responsible lending - such as making sure you can afford to repay the loan and that it helps you out as a short term fix, not a long term debt - has always been key to the way we work. In fact, we do more than the Act requires and are one of the only short term lenders we know who offer a 24 hour "No Worries" Guarantee - if you change your mind and return the cash within 24 hours, there's nothing extra to pay

100% Privacy Policy-Site

We understand the importance of knowing your personal information is protected. This site is 128-bit SSL secured, meaning all data going to and from this site via our application form is fully encrypted.

Example Loan Costs

Borrow Costs Repay
$500 $160 $660
$1,000 $320 $1,320
$1,500 $480 $1,980
$2,000 $640 $2,640
Borrow Costs Repay
$500 $220 $720
$1,000 $440 $1,440
$1,500 $660 $2,160
$2,000 $880 $2,880
Borrow Costs Repay
$500 $340 $840
$1,000 $680 $1,680
$1,500 $1,320 $2,820
$2,000 $1,360 $3,360
Borrow Costs Repay
$2,100 $1,345 $3,445
$2,500 $1,525 $4,025
$3,500 $1,975 $5,475
$4,500 $2,425 $6,925
Borrow Costs Repay
$5,000 $2,650 $7,650
$6,000 $3,100 $9,100
$8,000 $4,000 $12,000
$10,000 $4,900 $14,900