By signing that you give consent under the ‘Privacy Consent’, you consent to us and some other entities collecting, using, holding and disclosing personal and credit information about you. You can find out more about how we deal with your privacy by viewing our privacy policy at https://www.cashtrain.com.au/legal/privacy-policy. If you do not provide us with this consent or provide us with your personal information we may not be able to arrange finance for you or provide other services.
“We/Us” means Commit Co Pty Ltd ABN 26 631 321 545 and our related entities that assist us to provide our services. “You/I” is the person whose name appears on the application. We may collect, use, hold and disclose personal and credit information about you for the purposes of:
Credit information includes the type and amount of credit provided to you, repayment history information, default information (including overdue payments) and court information. Personal information includes any information from which your identity is apparent. We may disclose your personal information overseas
You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy, which sets out how we manage credit-related personal information, can be obtained at https://www.cashtrain.com.au/legal/privacy-policy or by contacting us on 08 9420 1401. Our privacy policy contains information about how you may access or seek correction of your personal information and credit information, how we manage that information and our complaints process. It also contains information on ‘notifiable matters’ including things such as the information we use to assess your creditworthiness, what happens if you fail to meet your credit obligations or commit a serious credit infringement, your right to request that credit reporting bodies (CRBs) not use your credit information for the purposes of pre-screening credit offers, and your right to request a CRB not to use or disclose credit information about you if you believe you are a victim of fraud.
Each CRB’s policy about the management of credit-related personal information can be obtained from their website
We disclose your personal information to our related entities including Branch Loans Pty Ltd ABN 28 114 540 797, Online Loans Pty Ltd ABN 62 102 154 781, Cash Stop Financial Services Pty Ltd ACN 091 194 786, Cash Stop Gold Pty Ltd ACN 124 353 993 and Cash For Gold Pty Ltd ABN 52 128 697 745
We may exchange your commercial and consumer credit information with entities listed below to assess an application for consumer or commercial credit and manage that credit. In particular, we can obtain credit information about you from a CRB providing both consumer and commercial credit information. Your consent is not required for us to make a request to a CRB for credit reporting information about you. When we make such a request, a record of it may be included in your credit information and used by credit providers to assess your creditworthiness, including calculation of a credit score or credit rating. Such information request may have an impact on your credit score or credit rating, which is determined by the CRB
A CRB may also include information we disclose to it in reports provided to other credit providers to assist them in assessing your creditworthiness, and if you fail to meet your payment obligations in relation to consumer credit or commit a serious credit infringement, we may be entitled to disclose this to a CRB.
We may exchange your personal and credit information with other credit providers for the purposes of assessing your creditworthiness, credit standing, and credit history or credit capacity.
We may exchange personal and credit information with the following types of entities, some of which may be located overseas in countries including, but not limited to, the Philippines and Fiji. By consenting to us disclosing your personal information to overseas recipients, you agree that Australian Privacy Principle 8.1 shall not apply to the disclosure, meaning that Commit Co Pty Ltd will not be obliged under the Privacy Act to ensure that an overseas recipient does not breach the Australian Privacy Principles and will not be liable under the Privacy Act if the recipient does not act consistently with the Australian Privacy Principles. By completing this application you consent to such overseas disclosures. Please see our privacy policy for more information.
We may disclose personal information about you to an organisation providing verification of your identity, including on-line verification of your identity, including the official record holder or issuer via third party systems.
You consent to the receipt of notices and other documents in connection with our dealings with you by email or by accessing our website.
We may exchange your personal and credit information with the following credit reporting bodies:
Equifax Pty Ltd - Equifax.com.au
Illion Pty Ltd (formerly known as Dun & Bradstreet - Australia) - illion.com.au
Experian - experian.com.au
If you do not provide personal information, we may be unable to arrange or provide credit for you.
You consent to receiving notices and other documents electronically from us.
You understand that upon the giving this consent:
From time to time we may use your personal information to provide you with current information via SMS or other marketing channels about finance, offers you may find of interest, changes to our organisation, or new products or services being offered by us or any company with whom we are associated.
If you do not wish to receive marketing information, you may at any time decline to update your marketing preferences to receive such information by telephoning us on 08 9420 1401 or by writing to us at Level 1, 3/101 Francis Street Northbridge WA 6003. If the direct marketing is by email you may also use the unsubscribe function. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity.
By using the unsubscribe function in a direct marketing communication you will only unsubscribe from that entity / brand who sent you that communication and method of delivery. Please let us know if you would like to unsubscribe from Cash Train or any of its related entities. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity.
This includes but is not limited to contacting you by telephone, SMS, mail or email.
I acknowledge that by digitally signing this Privacy Consent I agree to the Commit Co Privacy Policy and agree to receiving offers and promotions that may be of interest to me.
I hereby declare that:
To assist in the assessment of this application, Commit Co Pty Ltd can provide a copy of this authority to my employer or accountant if they ask for details of Commit Co’s authority to obtain that information
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