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Cash Train

Cash Train is the trusted lender of choice, committed to transforming the consumer lending industry in Australasia.  We are dedicated to Giving People a Go and are proud our branches have become part of the communities we serve.  That is why you will find a team which is dedicated to assisting people from all walks of life, in a variety of financial circumstances.  Whatever size loan you need and for whatever purpose, we will do our very best to find a product which suits your requirements and objectives, whilst ensuring you will be no worse off than when the loan was approved.  We believe everyone deserves a second chance.  Fast, efficient cash solutions to suit your need and ability to pay.

Location

Mon - Wed and Friday

9am - 5pm

Thursday

9am - 5:30pm

Public Holidays

Closed

Account Enquiries


Members Area

If you have been or are an existing customer, your enquiry or application will be managed more quickly and easily by logging in via the Members Area

Members Area

Example Loan Costs

Borrow Costs Repay
$500 $160 $660
$1,000 $320 $1,320
$1,500 $480 $1,980
$2,000 $640 $2,640
EXAMPLE: A loan of $1,000 for 3 months has fees and charges totalling $320, Maximum APR of 70.65% and total repayments of $1320. The minimum loan term is 3 month and Maximum loan term is 12 months. The Maximum APR is 70.65%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Borrow Costs Repay
$500 $220 $720
$1,000 $440 $1,440
$1,500 $660 $2,160
$2,000 $880 $2,880
EXAMPLE: A loan of $1,000 for 6 months has fees and charges totalling $440, Maximum APR of 78.18% and total repayments of $1440. The minimum loan term is 3 month and Maximum loan term is 12 months. The Maximum APR is 78.18%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Borrow Costs Repay
$500 $340 $840
$1,000 $680 $1,680
$1,500 $1,320 $2,820
$2,000 $1,360 $3,360
EXAMPLE: A loan of $1,000 for 12 months has fees and charges totalling $680, Maximum APR of 79.38% and total repayments of $1680. The minimum loan term is 3 month and Maximum loan term is 12 months. The Maximum APR is 79.38%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Borrow Costs Repay
$2,100 $1,345 $3,445
$2,500 $1,525 $4,025
$3,500 $1,975 $5,475
$4,500 $2,425 $6,925
EXAMPLE: A loan of $2,500 for 20 months has fees and charges totalling $1,525. The minimum loan term is 20 months and Maximum loan term is 20 months. Maximum APR of 26.71% and total repayments of $3,445. The Comparison Rate, based on a loan of $2,500 over 24 months, is 50.66%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Borrow Costs Repay
$5,000 $2,650 $7,650
$6,000 $3,100 $9,100
$8,000 $4,000 $12,000
$10,000 $4,900 $14,900
EXAMPLE: A loan of $10,000 for 24 months has fees and charges totalling $4,900, Maximum APR of 38.57% and total repayments of $14,900. The minimum loan term is 24 months and Maximum loan term is 24 months. The Comparison Rate, based on a loan of $10,000 over 36 months, is 28.05%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.