Ballarat branch
Ballarat branch
Our Ballarat branch has merged with the Melton branch, located at Shop 3, 265-273 High Street, Melton VIC 3337
Search for another location, or apply online now.
Cash Loans – Ballarat
Ballarat branch update
The Ballarat location is no longer operating, but we still have loans available for locals through our online application. Simply apply online for a loan to help with various financial circumstances including car expenses, holidays, and other bills. If you'd like to speak to a team member, visit our closest branch at Shop 3, 265-273 High Street, Melton VIC 3337. You can also find more details on the Melton branch page.
Get a loan with us
Cash Train is honoured to be a part of communities across Australia. The team is dedicated to giving you the best service, regardless of your situation or credit history. Come in and see us or give us a call if you are looking for a fast cash loan, cheque cashing or needing to upgrade your fridge or TV. Our team is here to help you!
Loan types
In need of some extra cash? Consider a loan from Cash Train. Offering fast cash loans from $200-$2,000 and personal loans ranging from $2,001 to $4,600, our loans are a quick and easy way to get cash.*
Don't worry about hidden fees or other unexpected costs, our loans have a listed fixed interest rate. This means that the listed rate is the actual interest rate paid. We also facilitate extra loan repayments without incurring additional fees.
Benefits of a Cash Train loan
Example loan costs
EXAMPLE: Our Cash Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 3 months has fees and charges totalling $320 (1 x $200 + 3 x $40), resulting in a total repayment of $1,320. The minimum loan term is 2 months and a maximum of 12 months. An APR (Annual Percentage Rate) does not apply to Cash Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.