Townsville
Townsville branch
Our Townsville branch is no longer open, but you can still apply for a Cash Train loan online at any time. The application process is secure, simple, and available 24/7, so you can get started whenever it works best for you.
We provide loan options to suit different needs, including fast cash loans for urgent expenses and bad credit loans for those who may have had difficulties with traditional lenders. Even if you’re receiving Centrelink benefits, you may still be eligible to apply. We assess your current circumstances, not just your past credit history.
Once approved, your funds will be paid directly into your bank account – no branch visit required. There are no hidden fees, and you’re free to repay your loan early without any extra charges.


Cash Train Townsville
Branch update
Unfortunately, our Townsville branch is no longer in operation. You can still access our fast cash loans online.
Simply apply online with our quick application process to help with financial situations such as paying the bills, home renovations or planning a trip.
Cash loans
Our Townsville Branch has closed.
Get started by applying online for your Fast Cash Loan for up to $2,000* and once approved, get it paid direct into your account.
Personal loans
Apply online for your personal loan up to $8,000.*
Benefits of a Cash Train loan






Example loan costs
EXAMPLE: Our Cash Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 3 months has fees and charges totalling $320 (1 x $200 + 3 x $40), resulting in a total repayment of $1,320. The minimum loan term is 2 months and a maximum of 12 months. An APR (Annual Percentage Rate) does not apply to Cash Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.