Example loan costs

Borrow

Costs

Repay

$500

$160

$660

$1,000

$320

$1,320

$1,500

$480

$1,980

$2,000

$640

$2,640

EXAMPLE: Our Cash Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 3 months has fees and charges totalling $320 (1 x $200 + 3 x $40), resulting in a total repayment of $1,320. The minimum loan term is 2 months and a maximum of 12 months. An APR (Annual Percentage Rate) does not apply to Cash Loans.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Products

Loan Types

Bad credit loans

Loan approvals, even with bad credit.

Payday loans

Get the cash you need fast, without waiting till payday.

Same day loans

Funding is possible on the same day you apply*

Centrelink Loans

Cash loans on Centrelink benefits.

Personal loans

Pay for your car repairs, medical bills, home improvements, travel costs and more.

No credit check loans

You could get approved, even with a bad credit history.

Emergency loans

Get the cash you need, fast, in an emergency.

Short term loans

Repay in months, with our short-term loan solutions.

Pensioner loans

You could get your loan approved when on a Centrelink pension.

Fast cash loans

Fast online application with cash paid directly into your bank account.

Quick cash loans

Fast cash loan payments, direct to your bank account.

View all loan types

Online loans

Easy online application can be completed in minutes.

Small loans

Small cash loans can be a big help.

Other Products

Currency exchange

Find a branch near you for local currency exchange with Cash Train

Pawnbroking

Get instant cash for your gold, jewellery, or electronics.

Find a branch

Members area

Boronia branch

Quick loans with Cash Train Boronia

Boronia branch

Our Boronia branch has merged with our Dandenong branch located at 1/20A Langhorne Street, Dandenong VIC 3175.

Search for another location, or apply online now.

While the Boronia branch has closed, but you can still apply for a Cash Train loan without leaving home. Our online application is open seven days a week, allowing you to apply at a time that works best for you. We offer payday loan options, bad credit loan options, and fast cash loan options for various needs. Once approved, funds are sent directly to your bank account so you can use them straight away. There’s no need to visit a branch or fill in unnecessary paperwork.

Boronia storefronts with mountain in the background

Cash Loans – Boronia

Boronia branch update

Unfortunately, the Boronia branch is no longer open. You can still get a loan through our easy online application process. Simply apply online for a fast cash loan to help with different circumstances such as paying for a holiday, renovations, or household goods. If you would like to speak to one of our team personally, our closest physical branch to Boronia is the Dandenong branch located at 1/20A Langhorne Street, Dandenong VIC 3175.

Getting a loan

Cash Train offers personal loans from $2,001 to $8,000*. A personal loan is a type of loan that is issued to individuals as opposed to businesses. Personal loans can be used to buy a car, pay off debts or even book a wedding.

Because personal loans are unsecured, they’re a popular option for people who need cash quick but don’t want to risk their personal possessions as collateral.

Loan types

In need of some extra cash? Consider a loan from Cash Train. Offering fast cash loans from $200-$2,000 and personal loans ranging from $2,001 to $8,000*, our loans are a quick and easy way to get cash.*

Don't worry about hidden fees or other unexpected costs, our loans have a listed fixed interest rate. This means that the listed rate is the actual interest rate paid. We also facilitate extra loan repayments without incurring additional fees.