Example loan costs

Borrow

Costs

Repay

$500

$160

$660

$1,000

$320

$1,320

$1,500

$480

$1,980

$2,000

$640

$2,640

EXAMPLE: Our Cash Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 3 months has fees and charges totalling $320 (1 x $200 + 3 x $40), resulting in a total repayment of $1,320. The minimum loan term is 2 months and a maximum of 12 months. An APR (Annual Percentage Rate) does not apply to Cash Loans.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Products

Loan Types

Bad credit loans

Loan approvals, even with bad credit.

Payday loans

Get the cash you need fast, without waiting till payday.

Same day loans

Funding is possible on the same day you apply*

Centrelink Loans

Cash loans on Centrelink benefits.

Personal loans

Pay for your car repairs, medical bills, home improvements, travel costs and more.

No credit check loans

You could get approved, even with a bad credit history.

Emergency loans

Get the cash you need, fast, in an emergency.

Short term loans

Repay in months, with our short-term loan solutions.

Pensioner loans

You could get your loan approved when on a Centrelink pension.

Fast cash loans

Fast online application with cash paid directly into your bank account.

Quick cash loans

Fast cash loan payments, direct to your bank account.

View all loan types

Online loans

Easy online application can be completed in minutes.

Small loans

Small cash loans can be a big help.

Other Products

Currency exchange

Find a branch near you for local currency exchange with Cash Train

Pawnbroking

Get instant cash for your gold, jewellery, or electronics.

Find a branch

Members area

Traralgon branch

Quick loans with Cash Train Traralgon

Traralgon Branch

Our Traralgon Branch has merged with Dandenong Branch located at 1/20A Langhorne Street, Dandenong VIC 3175

Search for another location, or apply online now.

Our Traralgon branch has closed, but you could still get a loan online whenever you need it. Apply in minutes from the comfort of your home, day or night. We offer same day loans(possible), payday loans, and other cash loans to suit a range of needs. If approved, we’ll deposit the money straight into your bank account, so you can get on with what’s important.

Elevated view over a busy street in Traralgon

Cash Train Traralgon

Serving Traralgon

The Traralgon location is no longer operating, but we still have loans available for locals through our online application or visit us at our Dandenong store at 1/20A Langhorne Street, Dandenong VIC 3175. Simply apply online for a loan to help with various financial circumstances including car expenses, holidays, and other bills. If you'd like to speak to a team member, visit our closest branch at 1/20A Langhorne Street, Dandenong VIC 3175. You can also find more details on the Dandenong branch page.

Visit us in-store

Cash Train is honoured to be a part of the fast-growing community in Traralgon. The team is dedicated to giving you the best service, regardless of your situation or credit history. Come in and see us or give us a call if you are looking for a fast cash loan, cheque cashing or needing to upgrade a household good such as a fridge or TV.

Loan types

Consider a loan from Cash Train. Offering fast cash loans from $200-$2,000 and personal loans ranging from $2,001 to $8,000, our loans are a quick and easy way to get cash.*

Don't worry about hidden fees or other unexpected costs, our loans have a listed fixed interest rate. This means that the listed rate is the actual interest rate paid. We also facilitate extra loan repayments without incurring additional fees.