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Cash Train Payday Advance loans from $200 to $2,000

Get Cash Quick!

  • Up to $2,000
  • Apply online
  • Bridge the gap to payday

Get a Payday Advance today!

Cash Train makes it easy to get a cash advance for up to $2,000. If you need a personal loan now, visit your local Cash Train branch , or apply online to have the funds transferred straight into your bank account or collect cash from one of our branches when approved.

A Payday Advance can help you meet expenses or afford emergency repairs. If you need quick cash before your next pay, Cash Train is the way to go. Apply now!

What is a Payday Advance?

A cash advance loan is a type of unsecured loan that lets you borrow money before your next payday. It's a great option if you receive regular income payments and need cash quickly to meet unexpected expenses before your next pay day.

Cash advances are available from $200 to $2,000, and you can usually have the money in your bank account within 30 minutes of approval.*

Your payment obligations start on your next pay day, usually in equal instalments until you've repaid the total loan amount.

*Instant funds transfer is dependant on your bank supporting NPP payments

How to get a Payday Advance

To get a cash advance, just make an online application with Cash Train. If your application is approved, funds will be transferred to your account in as little as 30 minutes.*

Cash Train loans are assessed on a case-by-case basis. We even consider loans to recipients of government benefits such as Centrelink and customers with bad credit. All we need is:

  • Current bank statements or transaction history covering the last 90 days.
  • Two forms of ID, such as a driver’s licence and Medicare card
  • Your most recent payslip or income statement.

*Instant funds transfer is dependant on your bank supporting NPP payments

Repaying Payday Advances

Repayment obligations start on your next payday. Portions of the loan are paid in instalments over time. Either come to our local branch, or we can set up automatic repayments from your bank account.

Cash Train always practices responsible lending; we want to ensure that the loan helps you achieve your goals and objectives, and the loan is serviceable by you.

If you find yourself unable to repay your payday loan on time, don't panic. Just contact Cash Train as soon as possible, and we'll work with you to create a repayment plan that’s suitable. We want to help you avoid additional fees and charges, so the sooner you get in touch, the better.

Payday Advance FAQ

What does Payday Advance mean?drop down arrow expanded

A payday advance is a type of personal loan where you get an advance on an upcoming payment from a third party. If you need cash, but your next payday isn’t for two weeks, Cash Train can give you a loan. When you do get paid in two weeks’ time, your repayment obligations begin, usually in equal weekly or fortnightly repayments. A payday advance is great for meeting unexpected emergency costs that you usually couldn’t cover until you get paid next.

    How can I get a Payday Advance?drop down arrow expanded

    You can apply for a payday advance online at Cash Train with our quick cash loans. It only takes a few minutes to apply, and the funds can be in your account in as little as 30 minutes from approval.

      You can also visit a Cash Train branch and work with our friendly staff to take out a cash advance.

      Is a Payday Advance a good idea?drop down arrow expanded

      There is no definite answer to whether a payday advance is suitable for you, as it depends on your personal financial situation. Payday advances can be a helpful way to bridge the gap between paydays or cover unexpected expenses.

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