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Small Loans with Cash Train

We are conscious that world events are causing stress within the community and for many of our customers. We are grateful that we can continue to provide Financial Solutions and Emergency Cash to you when needed. We welcome you to call us, apply online or visit your local Branch as you normally would.

Cash Train Small Loans

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Cash Train Small Loans from $200 - $10,000

Cash Train's Small Loans Help in a Big Way!

Borrow $200 - $10,000 - Some banks or lenders may have a minimum borrowing amount for their personal loans, which may be more than you actually need. Our small cash loans allow you to borrow a smaller amount to suit your needs - and fast!

Quick Application - Our online application is quick and easy to complete, typically taking only 5 - 10 minutes from start to finish.

No Paperwork Necessary - As an online lender, our application can be completed 100% online, this means there is no need to print, scan or fax any paperwork to us.

Bad Credit? No Problem - We offer small cash loans even with a less than perfect credit history; so if you have had bad credit and need a quick small loan, we may be able to help*.

Quick Loan Offer - Cash Train can give you a quick loan offer* online. After you have completed your online application, our underwriting team work very hard to ensure you receive a quick lending decision on your application and if successful, cash in your bank account fast and often on the same day**.

Cash in your hand from your Branch^ or Money Paid Directly to Your Account - Once approved, your money may be collected from your Branch^ or is sent directly to your bank account, so that you can access your loan as soon as possible and often on the same day**.

No Hidden Costs or Fees - Our loan costs and fees are completely transparent so that you know exactly how much your loan will cost you before applying. Use the costs slider above to get started.

* Subject to verification, suitability and affordability

** Usually when your loan has been approved before 2pm EST, and you bank with one of the big four.

^ Not available in WA, ACT or NT

Extra Cash for Small Emergencies

Emergencies - Medical, Dental and Vet Bills are expensive and necessary costs that can sometimes come out of the blue. If you find yourself in a cash shortfall emergency situation, we may be able to help*.

Repairs - Car trouble? Oven packed in? Shower stopped working? Things like these tend to have the worst timing. Cash Train may be able to tide you over*, and help you get back on track.

Special Occasions - Birthdays, Christmas, Easter and Anniversaries are all very important. Cash Train may be able to help you celebrate in style with a small cash loan*.

Rental bonds - Make moving house less stressful and let Cash Train do the heavy lifting, with a small same day loan*.

* Subject to verification, suitability and affordability

Small Loans With Cash Train

A little background on Cash Train and Small loans

Cash Train is the trusted lender of choice committed to transforming the consumer lending industry in Australia.

With a proud history of giving people a go over the last 20 years, our 40+ branch network across Australia is proud to be part of the communities it serves.

Our staff work closely with our customers and do their very best to ensure whatever financial product they require, for whatever purpose, we find a solution which suits their needs.

Our branches are located in retail precincts all around Australia providing a face to face experience which, together with our innovative online product offerings, give customers convenient access to products and services whatever their circumstances.

Cash Train is an industry leader committed to closing the gap in the market for consumers who are either excluded from, or who simply choose not to obtain credit from mainstream financiers and allowing consumers who are in financial need access regulated credit solutions with extensive consumer protections

We are our customers and believe in providing Efficient, Innovative, Flexible and Understanding financial solutions to suit everyone’s needs.

"Giving People A Go"

Example Loan Costs

  • 3 Months

    Fast Cash

  • 6 Months

    Fast Cash

  • 12 Months

    Fast Cash

  • 20 Months

    Personal Loan

  • 24 Months

    Personal Loan